Studying in Australia is a life-changing experience, but it's important to plan your finances carefully. The cost of living can vary depending on the city, accommodation type, lifestyle, and study program. As an international student, understanding typical living expenses helps you budget effectively and meet the requirements for your student visa.
On average, international students in Australia should budget between AUD 1,500 and AUD 2,700 per month. Below is a typical breakdown of monthly costs:
$600 – $1,200
$300 – $600
$100 – $200
$50 – $100
$100 – $200
$200 – $400
Note: Actual expenses may vary depending on your city, accommodation, and personal spending habits.
Your biggest monthly expense is usually accommodation. Here are your main options:
Convenient, fully furnished, and includes utilities. Prices range from $800 to $1,200 per month depending on the university.
Cost-effective options include sharing an apartment or house with other students ($600–$1,000 per month).
A one-bedroom apartment off-campus can cost $1,500 or more, especially in major cities like Sydney or Melbourne.
Tip: Living slightly outside the city center or sharing accommodation can reduce costs significantly.
Groceries for one person typically cost $300–$600 per month, depending on your eating habits. Cooking at home is generally cheaper than eating out, though Australia has a variety of affordable student-friendly cafes and takeaway options.
Australia has well-developed public transport systems, including buses, trains, and trams. A monthly public transport pass usually costs between $100–$200, depending on the city and distance traveled. Many universities also offer student discounts for transport passes.
Electricity, gas, and water bills can range from $100–$200 per month, depending on your usage and accommodation type. Internet and mobile phone plans typically cost $50–$100 per month.
Costs for personal expenses, entertainment, and leisure activities vary based on lifestyle. Budgeting $200–$400 per month allows you to enjoy social activities, movies, gyms, and occasional travel.
Living costs differ significantly between cities:
$2,400 – $3,400
One of the most expensive cities for students. Monthly expenses range from $2,400 to $3,400, depending on accommodation.
$1,500 – $2,500
Slightly more affordable, with monthly costs averaging between $1,500 and $2,500.
$1,500 – $2,200
Generally more budget-friendly, with monthly expenses around $1,500–$2,200.
To obtain a subclass 500 student visa, you must demonstrate sufficient funds to cover your tuition, living expenses, and travel. As of 2025, the Australian Government requires evidence of at least AUD 29,710 per year for living expenses for a single student. Additional funds are required for dependents if you are bringing family members with you.
Save money by preparing meals instead of eating out frequently.
Take advantage of discounts for transport, cinemas, and stores.
Reduce rent and utility costs by sharing a house or apartment.
International students can work up to 48 hours per fortnight during study terms, helping cover living expenses.
Track expenses and plan ahead for seasonal costs like utilities and travel.
Understanding the cost of living in Australia is essential for international students to plan effectively and focus on their studies. While cities like Sydney and Melbourne can be expensive, there are affordable options in other cities and through shared living arrangements. With proper budgeting and financial planning, you can enjoy a safe, comfortable, and enriching student life in Australia.